Current Savings Rates

    1Deposit Rates Effective October 1, 2019. Rates Subject To Change Without Notice.

Deposit Account Rates
Account Type Dividend Rate APY*
Regular Shares .20 .20
Christmas Shares .20 .20
IRA Shares .50 .50
*APY = Annual Percentage Yield.
Share Certificate Rates
Term Dividend Rate APY*
12 Months 1.01 1.01
24 Months 1.40 1.40
36 Months 1.60 1.60
60 Months 1.70 1.70

$500 minimum balance to obtain APY. Substantial penalty for early withdrawal. All APY’s based on interest compunded quarterly.

 
*APY = Annual Percentage Yield.
IRA Share Certificate Rates
Term Dividend Rate APY*
12 Months 1.22 1.22
24 Months 1.25 1.25
36 Months 1.35 1.35
60 Months 1.45 1.45

$500 minimum balance to obtain APY. Substantial penalty for early withdrawal. All APY’s based on interest compunded quarterly.

 
*APY = Annual Percentage Yield.
CD Special                       Dividend Rate                APY*
12 MO                               1.50%                   1.51%
18 MO                               2.25%                   2.27%

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